what i did was take an average market cap of western union, money graham and euro nex. i said what if bitcoin becomes a major player. that gives me another $5 billion. >> theoretically that is something we should see happen. it is very expensive to send money and there is a lot of time and process involved. here you can transfer money on line to a relative in another country seamlessly. >> exactly. say if you are a mexican construction worker in this country, and you want to send money home. you want to send it cheaply, and you may not have a bank account. for means of transfer, there is something to be said about bitcoin as a future. >> ok. >> the third a piece, the most interesting piece is bitcoin as a store value. how do you think of that? i think gold is a good example. gold has three things in come with bitcoin. it has a fixed split. bitcoin has a relatively fixed supply. two, it doesn't pay any interest interest, and three it is relatively anonymous. ight now bitcoin has a volatility about five times more than gold. for gold, it was about $1.3 trillion. you divid